House with car With California facing one of the most extreme droughts on record, wildfires have been running rampid throughout the state.  According to Cal Fire since January 1, 2014 to recent there have been 4, 172 wildfires in the state, destroying many homes in their paths1 .   Here are some helpful tips to ensure your home and family are covered if they need to make an insurance claim due to a wildfire.  

  • Know what is covered - Make sure to review your homeowners insurance policy with your Insurance 2000 Agent to ensure you have an understanding on what is covered under your policies when a disaster strikes. 
  • Catalog your property - Document, take pictures and video of your home and possessions.  This may expedite the claims process if you need to make a claim, helping you and your home or auto be reunited quickly.  
  • Develop an Evacuation Plan - This is one of the most important tips to ensure your families safety in need of evacuation.  Make sure that everyone has a meeting point and practice your plan at least twice a year.  

Follow an Auto or Home Claim - If your auto or home is damaged make sure to file the claim immediately to report loss and do not remove any debris or damaged property.  Be sure to have your policy information including your policy number, and date and the incident occurred to ensure reporting your claim goes as smoothly as possible. 

Our goal is your protection. Call Insurance Agent2000 at (925) 429-8811 for more information on Concord homeowners insurance.


http://cdfdata.fire.ca.gov/incidents/incidents_stats?year=2014
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