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As you are out on the road and enjoying the sights, the last thing you want to think about is your RV insurance. However, no matter the size of your vehicle or how often you use it, this type of coverage is a must-have for any RV owner. The good news is that there are ways you can reduce your costs. READ MORE >>

Farm insurance isn't always as direct and simplistic as it may seem. There are numerous types of policies, a variety of additional policy add-ons and various coverage options. In nearly all situations, farm owners need to talk to their independent insurance agent about the right combination of policies that are right for your needs. READ MORE >>

Anyone who works in the construction industry knows the inherent dangers of onsite tasks. It’s no surprise that accidents and injuries are common in an environment that includes power tools and heavy machinery. But apart from the obvious risk of injury, contractors also face liability risks that could result in lawsuits. READ MORE >>

When most people think of spring cleaning, they picture rubber gloves and soapy sponges. Hopefully you keep your workplace clean year-round, but there’s still spring cleaning to be done. Use this time each year to breathe life into tired routines and refresh old policies. Hoping for greater efficiency? READ MORE >>

Tax season is here and according to new laws, working Americans must provide proof of health insurance to the IRS. Failure to provide proof of insurance will be costly as the "shared responsibility payment" is the larger of the following: $95 per adult and $47.50 per child, or one percent of taxable income. READ MORE >>

If you’re a contractor who works on city, state or federal projects, chances are you’re familiar with various surety bonds. Because governments want to ensure that taxpayers’ dollars aren’t being wasted, many public projects (particularly those that exceed $100,000) must be bonded for financial protection. READ MORE >>

Auto Insurance What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. READ MORE >>

Life insurance isn't a warm, fuzzy topic, and some people don't want to discuss it. The possibility of a dying spouse may be too hard to bear for some, while others may also worry about the price tag of a buying a policy. Additionally, there's the worry that your spouse may not be as interested in buying life insurance as you are. READ MORE >>

Even if you find a beautiful, well-maintained apartment in your price range, it's important to ensure the property's safety before signing the lease. Take a few minutes to discuss safety concerns with the landlord. The more you know about a property, the more comfortable you're likely to be while living there. READ MORE >>

It's getting closer to the time of year when many people are squeezing in the last camping trip of the fall, and it's time to think about closing it up for the winter. To make sure you don't have unexpected surprises in the spring, do the work now to make sure your vehicle survives winter storage. READ MORE >>

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