When your teen starts to drive, it’s likely going to bring up a lot of different emotions. You’re proud of your child. However, when your child gets behind the wheel, it’s their job to see to their own safety. There’s only so much you can do as a parent, and that’s a scary thought. Still, you can take steps to instill in your child a sense of safety and good judgement while driving.
Why Teenage Driver Safety Matters
When a teen starts driving, a lack of experience means that they have some of the highest chances of accidents or driving charges like speeding. These risks often translate into higher auto insurance costs for your family. If your child has many charges, the chances of increased insurance costs rises.
Yes, lower financial responsibility is one reason to teach your child safe driving. However, a more pertinent reason is to instill a sense of safety in your young driver. Here are just a few of the tips you can follow to keep your teenager safe when he or she drives alone:
- Enforce a zero-tolerance policy for driving mistakes. Teens should know they will have consequences for any driving charges.
- Make sure the teen understands the importance of passenger safety. Your child should enforce safety practices and seat belt rules for all passengers. Many parents (and even some laws) limit the number of passengers teens can carry.
- Never tolerate mobile device use while the teen drives with you in the car. If they understand the hazards of distracted driving, they might be less likely to offend.
- Impress on your teen the importance of added vigilance during certain periods. For example, driving at night or in bad weather often bring additional hazards. Your child should know to take additional precautions during these times.
- Enroll the teen in defensive driving courses. They can help the teen learn valuable driving skills outside of a driver’s education course.
Consider carrying full, comprehensive auto insurance for your teen. The more insurance the teen has, the lesser their chances of suffering undue financial consequences following an accident. In many cases, families invest in multi-vehicle or multi-driver policies. That way, teens and parents have the same policy in place. Some parents even require teens to pay part of the insurance bill.
Always encourage your teen to come to you with any concerns about driving. Remember, it will take time for your child to build their own confidence behind the wheel. A consistent support system can sometimes make all the difference. Call 925.429.8811 to talk to an agent about how a teen driver will affect your car insurance.