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AGENT2000 Commercial and Personal Insurance Blog

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It is not a hard task to determine whether you require comprehensive coverage for your car. However, before you make the decision to buy comprehensive coverage, you need to have a good understanding of how it works. Comprehensive coverage is intended to cover a variety of physical damage claims, such as windshield and body damage, vandalism, and contact with an animal. READ MORE >>

The first step when doing renovations in your home: Get in touch with your home insurance provider. Below, we'll run down the basics of what you need to know, but every insurance provider has their own rules regarding renovations, and the only way to avoid an insurance gap is to make sure that you keep them up to date every step of the way. READ MORE >>

It is essential for all drivers to have sufficient car insurance. However, cost is one major obstacle that prevents many drivers from getting the car insurance they need. Fortunately, the cost of premiums can fluctuate depending on several factors. Read this article to learn how you can save money on car insurance without skimping on quality. READ MORE >>

Business insurance is not a one size fits all product. The type of coverage you need depends on many factors, such as what kind of business you have and where you conduct your operations. Overall, companies need general liability and property insurance. If you have people working with you, you also need workers' compensation. READ MORE >>

AB 5, Also known as the Gig Economy Bill passed by the California State Assembly on May 29, 2019.  This bill will now move on to the State Senate.  If passed by the Senate it will go before the Governor to be signed.  Under this bill many workers who are currently labeled as independent contractors will now be considered employees. READ MORE >>

Cost Segregation and Depreciation Recapture Source GMGsavings.com Depreciation recapture is an often misunderstood aspect of tax planning and comes into effect only during the sale of a property.     Recapture is limited to the lesser of the gain or the depreciation taken. READ MORE >>

Everyone has different health needs. So, when looking for health benefits, we like choices. If your company provides group plans, you might consider offering more than one. Why do you need to take this step? Is it a benefit to the company? Generally, offering health plan options creates more choice and satisfaction among your employees. READ MORE >>

Unlike today’s sophisticated vehicles, classic cars usually do not have security systems attached. Nevertheless, they remain extremely, often excessively, valuable. Given that they often have a lot of bells and whistles attached, they might appeal to thieves. Yet, if theft occurs, that’s a loss to you. READ MORE >>

If you are in the roofing industry, then you and your employees work in high-risk conditions. The elevated positions and potentially-dangerous materials could put anyone’s safety at risk. Should a problem arise, you might have to tap into workers’ compensation insurance. READ MORE >>

People who rent homes hold responsibility for a degree of the property’s costs and upkeep. You can likely find the instructions for your responsibilities listed in your lease. Some of these might not prove obvious, but all are critical to the property’s and your own security. READ MORE >>

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