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Avid boaters want to use their vessels wherever they can. At times, this might mean you have to transport the boat over land before you can get it to the water. Getting the boat where it needs to go will likely take careful driving and the use of a trailer.  READ MORE >>

A business owner policy, or BOP, is a common form of business insurance. Generally, it covers businesses for the most common claims that might strike them. It also often keeps costs a bit lower than purchasing individual policies. However, it must fit your specific goals to be  worth your investment. READ MORE >>

If you missed part one, click here. Types of Workplace Sexual Harassment What established liability for inappropriate behavior? Title VII of the Civil Rights Act of 1964 is the federal law which prohibits employers from discriminating against employees on the basis of sex, race, color, national origin, or religion. READ MORE >>

When people interact – regardless of the setting – what individuals say or do to each other isn’t always going to be perceived as appropriate. People are not perfect, and mistakes are made. However, some actions are far worse than others.   READ MORE >>

When your teen starts to drive, it’s likely going to bring up a lot of different emotions. You’re proud of your child. However, when your child gets behind the wheel, it’s their job to see to their own safety. There’s only so much you can do as a parent, and that’s a scary thought. READ MORE >>

Did you know that standard homeowners insurance usually won’t include flood coverage? Still, flooding is a devastating and pervasive problem when it strikes a home. On average, the damage to a 2,000 square foot home by six inches of water is $39,150. READ MORE >>

Life insurance helps individuals provide a financial cushion to survivors in the event that a policyholder passes away. Both you and your spouse likely need life insurance. It can help protect your children in case you are no longer there to provide for them. However, what about the children themselves? READ MORE >>

Professional counselors and therapists must maintain a high-quality business insurance plan. This plan provides safety to the professional from claims of negligence. In this profession, you are giving advice and guidance to an individual. If that advice is not accurate or fails to achieve the desired outcome, some may claim negligence. READ MORE >>

With lots of things to see and a multitude of routes to get there, many RV owners make heavy use of their vehicles. They may use these RVs as both vehicles and functioning homes. Though RVs are naturally roadworthy, they often have diverse uses besides driving. READ MORE >>

Besides agricultural production, farmers may use their land as a hospitality business. They may rent their land for weddings, or allow school groups to visit during the harvest season. Yet, whenever guests visit a property, they pose risks that could affect the farm’s owner. READ MORE >>

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